Spectrum Worldwide Benefits

Spectrum Benefits, Inc. is a leading Managing General Underwriter (MGU) and administrator that provides exclusive global benefit solutions including group medical, life, disability and business travel to multinational employers and organizations.

Flexible Program Structure

Depending on your company profile, locations and benefit requirements, we can design a plan to meet your needs covering expatriates, third country nationals and/or local nationals in most countries worldwide.

 

Protecting Global Employees

Give employees the peace of mind that comes with knowing they are covered in case of an illness, accident or even death. We have decades of experience adjudicating claims around the world, so the claims process is efficient for employees and their beneficiaries when needed.

Online Tools

Clients have the option to access their secure portal on the Spectrum Benefits website to:

  • Transfer files,
  • Manage membership changes,
  • View policy details,
  • Download forms and employee communications,
  • Submit claims,
  • And more.

Global Approach

We have delivered innovative global benefit plans to Fortune 500 companies, multinational employers, international NGOs and other organizations since the 1980s. Our plans can often cover employees in more countries under one program, providing for better terms, easier administration, and greater employee satisfaction.