Spectrum Benefits
We are the marketing and administrative arm of our affiliated insurance company, Spectrum Life Ltd. The companies underwrite and offer an exceptional, customizable product suite including group medical, life, disability and business travel for multinational employers and organizations.
Flexible Program Structure
Depending on your company profile, locations and benefit requirements, we can design a plan to meet your needs covering expatriates, third country nationals and/or local nationals in most countries worldwide.

Protecting Multinational Employees
Give employees the peace of mind that comes with knowing they are covered in case of an illness, accident or even death. We have decades of experience adjudicating claims around the world, so the claims process is efficient for employees and their beneficiaries when needed.

Online Tools
Clients have the option to access their safe and secure online portal to manage their program(s):
- Transfer files,
- Manage membership changes,
- View policy details,
- Download forms and employee communications,
- Submit claims,
- And more.

Global Approach
We have delivered innovative global benefit plans to Fortune 500 companies, multinational employers, international NGOs and other organizations since the 1980s. Our plans can often cover employees in more countries under one program, providing for better terms, easier administration, and greater employee satisfaction.
